After President Obama’s re-election, stakeholders in the healthcare industry have begun to realize that many of the reforms within the Patient Protection and Affordable Care Act (PPACA or ACA) are here to stay for the next four years and well beyond. The overarching goals of the legislation are to decrease the number of uninsured Americans [...]
According to the 2011 Consumer Financial Literacy Survey Final Report, most Americans do not have financial plans or clear financial goals. Thirty-three percent of US adults, for instance, do not have any non-retirement savings. More than half of US adults do not maintain a budget or track expenditures. With 3.8 million foreclosures in 20106, an [...]